All Pensions articles
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White papersOptimal Decumulation Strategies for Retirement Solutions
Traditional pension systems based on pay-as-you-go (PAYG) have become more difficult to sustain in developed countries as a result of continued population ageing, fewer children in the family and weak economic growth. Over the past decades, pension systems have gradually shifted from defined-benefit (DB) plan to defined-contribution (DC) plan.
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White papersThe next stage of ESG evolution in the pension landscape
”The ESG pillars have never been so central to the investment conversation.”
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White papersPension Funds Letter 19 - The twists and turns of responsible investing across the pension landscape
The twists and turns of responsible investing across the pension landscape
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VideoHow Emerging Markets can help pension schemes meet their sustainability objectives
In this video, Fiona Manning and William Scholes, joint Fund Managers of the Premier Miton Emerging Markets Sustainable Fund, joins host, Mark Colegate, to discuss the reasons why they believe pension investors should consider incorporating exposure to emerging market equities in their portfolios as a means to fulfil their commitments towards achieving net-zero emissions targets.
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PodcastThe Investment Podcast: Dissecting the fallout from the gilt crisis
Just over a year has passed since the gilt market turmoil of September 2022, sparked by the UK government’s so-called ‘mini-budget’. The fallout from the crisis, as the pound fell and gilt yields spiked, prompted an emergency intervention by the Bank of England to restore orderly market conditions against a global backdrop of high inflation and rising interest rates. A significant change in asset class demand dynamics ensued as pension funds sought to meet collateral calls for their LDI mandates.
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White papersInvestment update – The Case for Gold in DC Asset Allocations
The traditional Defined Contribution (DC) investment portfolio made up of equities and bonds has come under increasing pressure in the last 18 months. Faced with rising inflation volatility risks and a highly uncertain economic backdrop, could now be the time to reconsider traditional thinking? We believe investors would benefit from expanding their “safe havens” options by considering gold.
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White papersA lesson from life: Is buy-out the only option for DB pension schemes?
A lesson from life: Is buy-out the only option for UK DB pension schemes?
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White papersWhy ABS could be an attractive option for European insurers
A fundamental shift in the UK defined benefit (DB) pension market, sparked in September 2022 by the government’s ‘mini budget’, opened the doors to potential opportunities across the balance sheet for insurance companies. Here we explore how European insurers may be in a position to take advantage of the compelling risk adjusted returns on offer in the European ABS market.
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White papersWeathering the storm: Exploring climate change adaptation and the investor’s imperative
The Franklin Templeton Fixed Income team believe that issuers that think critically about the environment in which they operate could outperform throughout the full market cycle compared with those who are slower to adapt.
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White papersThe Case for Derisking Portfolios with Low Volatility Equities
With rates at their highest for the past two decades, and fixed income allocation at the lowest due to the bloodbath for duration in 2022, many pension plans intend to reduce their equity allocation to collect the highest coupons they’ve seen for a long time.
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White papersAmundi Pension Funds Letter n°18
Every June, Amundi welcomes clients from around the world to its investment forum in Paris to discuss the new trends shaping investment. That the world has been approaching a critical juncture has been a stable topic of the past few years. But this year, the consensus was clear: We have embarked on a new era.
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White papersHow pension schemes should view stagflation risks
There is an economic scenario that pension funds perhaps fear the most, but for which most are probably least prepared: Stagflation. Most schemes have a strategic asset allocation based on a relatively optimistic “goldilocks” scenario. Rightly so, you could argue, as stagflation’s heady combination of accelerating prices and meagre growth remains an economic rarity through history.
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White papersInvesting for a positive retirement with private assets
With regulators raising the bar for pension funds on sustainability and ESG, we explore how to make a positive real-world impact while helping investors to make the right decisions for a comfortable retirement.
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White papersChanging demand dynamics: Opportunities for European insurers
September 2022 caused a fundamental shift in the UK defined benefit (DB) pension market, as well as the demand dynamics for certain asset classes. European insurers are one of the few large institutional asset owners who are able to take advantage of these changes with opportunities presenting themselves across the balance sheet.
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White papersOne of the Top Reasons for Retiring Early: Unexpected Job Loss
An important and difficult decision that workers face is when to retire. In a research study by Allspring, nearly half of retirees retired earlier than expected. That can have major consequences.
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White papersNew Pension Standards in Effect
New disclosures are in effect for pension plans. This marks a change for public plan sponsors in particular who should understand the new valuation measure, as we believe there are implications for pension bond portfolios.
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White papersThe Role of Private Assets in Strategic Asset Allocation: a Macro Perspective
The appropriate weight of private assets in portfolios is arguably the key question for strategic asset allocation today. These investments were the fastest-growing share of many portfolios for the past decade: Will the abrupt change in investment regime and greater need for liquidity halt that increase?
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White papersPrivate Assets and Innovative Allocation
Natixis IM Solutions offers multi-asset allocation services including innovative private asset approach to improve portfolio diversification and liquidity
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PodcastSearching for Retirement Income Solutions
Where are the retirement income solutions in defined contribution plans today and going forward? Ron Cohen is joined by Jamie Greenleaf, senior vice president for OneDigital’s Retirement + Wealth.
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White papersThe Democratisation Of Private Debt Investing
In 2021, an innovative approach to offer private debt to DC scheme members, smaller DB funds and wealth management clients was launched. Today, the approach- a partnership between a long established bond manager and an experienced private debt manager- has proved the concept.
