All Pensions articles – Page 2
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White papersOne of the Top Reasons for Retiring Early: Unexpected Job Loss
An important and difficult decision that workers face is when to retire. In a research study by Allspring, nearly half of retirees retired earlier than expected. That can have major consequences.
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White papersNew Pension Standards in Effect
New disclosures are in effect for pension plans. This marks a change for public plan sponsors in particular who should understand the new valuation measure, as we believe there are implications for pension bond portfolios.
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White papersThe Role of Private Assets in Strategic Asset Allocation: a Macro Perspective
The appropriate weight of private assets in portfolios is arguably the key question for strategic asset allocation today. These investments were the fastest-growing share of many portfolios for the past decade: Will the abrupt change in investment regime and greater need for liquidity halt that increase?
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White papersPrivate Assets and Innovative Allocation
Natixis IM Solutions offers multi-asset allocation services including innovative private asset approach to improve portfolio diversification and liquidity
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PodcastSearching for Retirement Income Solutions
Where are the retirement income solutions in defined contribution plans today and going forward? Ron Cohen is joined by Jamie Greenleaf, senior vice president for OneDigital’s Retirement + Wealth.
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White papersThe Democratisation Of Private Debt Investing
In 2021, an innovative approach to offer private debt to DC scheme members, smaller DB funds and wealth management clients was launched. Today, the approach- a partnership between a long established bond manager and an experienced private debt manager- has proved the concept.
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Company contentAB IQ: Analysis that matters for institutional investors
Global markets are presenting unprecedented challenges for investors. Every quarter, we present a compendium of research and insights on the big themes facing pension funds, subadvisors, insurers and consultants around the world.
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White papersAmundi Pension Funds Letter n°17
In early March, a number of Amundi’s experts gathered in Paris to present their views to clients on some of the current concerns facing pension funds. Moments after they spoke about the multiple challenges of inflation, of geopolitical instability and of the impact the climate crisis will have on investment returns, shares in Silicon Valley Bank began to slide. The sudden return to market panic acts as a timely reminder that you can never be too prepared for the next crisis and the predominant concern remains uncertainty.
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White papersDon’t let the yield curve flatten your liability-driven investing (LDI) portfolio
The Treasury yield curve’s long end is unusually flat & may steepen. This may be favorable for many liability-driven investing (LDI) portfolios, for now. However, here’s why LDI curve positioning should be monitored over time.
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White papersStop blaming everything on pension funds
UK pension funds have been blamed for a number of woes affecting the UK’s financial fortunes. However, the suggestion that these could be solved by the wave of a regulatory wand is misguided.
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White papersFrance: The pension reform puts politics under strain, but major instability unlikely
In the National Assembly (lower house), the centrist alliance Ensemble (Renaissance, Modem, Horizons) represents 250 deputies, which is not enough to obtain an absolute majority (287). The absolute majority (289 votes in normal circumstances) is currently 287 because four seats remain unfilled.
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White papersCan UK pension funds improve de-risking by rethinking growth?
Surging rates served only one of three major shocks to UK pension funds in 2022. Add a chronic liquidity squeeze and rebalancing challenges amid asset drawdowns, and there is little wonder why many are focusing on adjusting their low-risk portfolios as they seek to de-risk. But rethinking growth exposures to embed liquidity, diversification and resilience can help smooth this journey, in our view.
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White papersNotes from the Road: Inflation, Private Assets and a Cautious Consensus
The beginning of the year always offers a chance to catch up with a broad range of clients who are in the mode of thinking about the big picture outlook: pension funds, insurers, consultants and sovereign wealth funds across Australia, Asia, Europe and North America. This note reflects on the key issues that clients have wanted to talk about in the early months of this year. Collectively, these topics give us a picture of what’s on investors’ minds.
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White papersPensions Watch | Issue 24: What’s been happening and what’s on the Horizon in the world of pensions
With the inexorable rise of Defined Contribution (DC) schemes and the continued closure of Defined Benefit (DB) schemes to new members and future accrual, suggestions that DB is dead are ever present. However, with funded DB schemes accounting for around 80% of UK pension assets, most of which are not going to buyout just yet, DB is very much alive and kicking.
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White papersPensions Watch 23: What’s been happening and what’s on the horizon in the world of pensions
The annual revision to the PLSA’s retirement living standards has seen double digit increases to each of its illustrative expenditures in retirement. This suggests that, without urgent reform, many DC savers will continue to sleepwalk into retirement penury.
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White papersCurrency hedging policy for institutions
“Investors should focus on currencies as a potential source of return and risk diversification for a portfolio.”
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White papersPensions investment outlook 2023: New realities, big decisions
Pension fund investors have endured a roller coaster two years. After a strong 2021, 2022 saw record losses on sovereign bonds and a major correction in equities.
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White papersFiorino: Leverage will tear us apart, again
Fiorino charts the gravitationally risky path of the UK pension system after it veered dangerously close to the point of implosion.
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White papersAmundi Pension Funds Letter n°16
December, the month where festive end-of-year preparations and celebrations shift into top gear, just as commentators become busy reflecting on the past year and making predictions for the next.
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White papersPension funds: reorienting asset allocation in an inflation-fuelled world
After a prolonged era of cheap money and double-digit returns, the sharp spike in inflation to its 40-year high in 2022 was a game changer.
