All Loans articles
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White papersArtificial Intelligence for Behavioral Finance
Artificial Intelligence (AI), particularly Machine Learning (ML) and Deep Learning (DL) techniques, have been extensively used in consumer finance to assess credit risk, develop automated models for loan attribution, and forecast households’ insurance claims and spending. However, their application in analyzing retail investors’ behaviors and designing tools to shape financial advice has emerged more recently.
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White papers2026 Outlook: Direct Lending
In this Q&A, Orla Walsh explores the themes, trends and risks shaping direct lending—underscoring the importance of separating signal from noise as the market navigates the year ahead.
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White papersDefining and Capitalizing on the ABF Opportunity
Asset-Based finance (ABF) is gaining traction across private credit. In this Q&A with Private Debt Investor, Jim Moore, Head of Private Placements and ABF, shares how the market is evolving and why ABF is becoming a strategic focus for investors.
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White papersMyth and Legends: European Broadly syndicated Loans
Broadly Syndicated Loans have grown over two decades, offering inflation protection through floating rates and diversification across sectors. Active management and due diligence are key to mitigating risks. Despite myths, European loans show resilience, strong returns, and market depth, with M&G’s long-standing fund exemplifying their potential.
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White papersCRE lending index at fifth-highest level ever
The Mortgage Bankers Association (MBA) recently published its 3Q25 Survey of Commercial / Multifamily Mortgage Banker Originations, which provides quarterly updates on changes in the originations market. It details changes in the volume of loans originated and breaks down the data by property type and investor type. Notably, in the latest release, lending activity rose meaningfully across nearly all segments of the market. The volume of commercial and multifamily loan originations increased 18% from the previous quarter, 36% year-over-year, and is now up 47% year-to-date compared with the same nine-month period in 2024. While seasonal patterns can influence quarter-over-quarter comparisons, the year-over-year and year-to-date gains indicate a broader recovery is underway in the CRE debt space.
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White papersActive ETFs: Expanding choice with active management
Assessing how active ETFs provide flexible, transparent tools for navigating today’s more complex markets
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White papersNavigating CLOs: Opportunities in AAA-rated tranches
Exploring the evolving role of AAA CLOs and their growing accessibility through ETF structures
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White papersCRE credit distress: More cycle than crisis
This analysis argues that while stress in CRE credit markets has increased, the deterioration appears more cyclical than systemic — actual distress remains contained, supported by stable underwriting standards and resilience in core debt markets.
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White papersGuess who is beating the Magnificent 7?
If you were hunting for a group of stocks to dethrone the Magnificent Seven (“Mag Seven”), there is a good chance European banks were not at the top of your list. But looking at returns over the past 12 months and on a year-to-date basis, that is exactly what has happened.
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White papersInfrastructure CLOs: 101
Infrastructure CLOs are reshaping how institutional investors access essential, income-generating assets—offering a scalable, risk-adjusted entry point into the infrastructure debt market.
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White papersCLOs in focus: Opportunity amid uncertainty
Himani Trivedi, Head of Structured Credit at Nuveen, shares her thoughts on how CLO markets are faring amid market volatility from Trump’s tariff policy and highlights how experienced managers can find value across the CLO capital structure.
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White papersFederal policy shifts reshape the municipal bond landscape
The One Big Beautiful Bill Act introduces sweeping changes to municipal credit across multiple sectors. Despite Medicaid reforms, education funding cuts and energy policy shifts, municipal issuers remain resilient with strong fundamentals, revenue growth and historically high reserves.
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White papersThe Fed navigates economic crosscurrents amid tariffs
The U.S. Federal Reserve maintained its target policy rate at 4.25%-4.50% during its July meeting, acknowledging the dual challenges of slowing economic growth and tariff-related distortions. While headline GDP figures have oscillated dramatically, underlying growth continues its gradual deceleration during persistent uncertainty.
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White papersDiversifying direct lending portfolios through sponsor-less lending
The landscape for direct lending is crowded. Increased competition and limited buy-out activity have put lenders under more pressure to deploy. In navigating the challenges of a maturing asset class, investors may consider sponsor-less lending in the lower mid-market as a means of diversifying a portfolio and enhancing the potential for return.
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White papersHigh Yield: Keep Calm & “Carry” On
The global economic landscape remains in flux as investors navigate a complex mix of resilient data, policy uncertainty, and geopolitical tension. In the U.S., recession probabilities have receded but not disappeared. While hard data—such as employment and consumption—has held up, soft indicators continue to flash caution. Inflation remains sticky in places, and the full impact of recently introduced tariffs has yet to be felt. Meanwhile, the Federal Reserve appears content to remain on hold, awaiting further clarity before adjusting policy.
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White papersShifting Dynamics in the CRE Lending Market
We see an array of differentiated opportunities across the commercial real estate credit market.
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White papersCLOs: Navigating a Bifurcated Market
The CLO market remains well-supported, but caution is warranted as the path forward will likely be shaped by both macroeconomic forces and deal-specific characteristics.
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White papersWhat is a CLO?
CLOs provide an efficient, scalable way of investing in floating-rate loans while offering structural protection that has historically performed well through multiple credit cycles.
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White papersCan Argentina reboot its crisis-ridden economy? EMD report Q2 2025
President Javier Milei has implemented a severe austerity package which has helped tame the country’s chronic inflation crisis.
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White papersPrivate credit: The Red Thread – Private Markets – Edition May 2025
The first one hundred days of the second Trump administration has been eventful to say the least. The announcement of impending tariffs on Mexico, Canada and China raised concerns of global trade war increasing the risk of recession. Some strategists have gone so far as to say a recession in the US is now a 90% probability. Naturally, this has investors on edge and private credit’s not immune to this speculation.
