All Pension Fund Management articles
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White papersUK Pension Reforms: A New Horizon Awaits
Landmark review can unlock billions of pounds of capital to support economic reforms.
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White papersTaking the fear out of high yield debt investment
Fixed income investors cautious about gaining exposure to high yield debt have little to fear as credit quality in the sector improves and attractive new pockets of opportunity open, says Insight Investment1portfolio manager and senior credit analyst, Cathy Braganza.
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White papersEuropean champions
Walter Scott1 investment manager Alan Edington looks ahead to a big summer of sport and entertainment. One that is set to showcase not just a host of global superstars but also some of Europe’s leading companies.
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White papersThe changing face of global interest rate movements
Rising yields, growing income opportunity and an increasingly supportive market environment make a compelling case for investment in global credit, according to Insight Investment1 portfolio manager Shaun Casey.
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White papersOptimal decumulation strategies for retirement solutions
The importance of decumulation strategies in retirement has gained traction in recent years. Government pension reforms are driving a move away from defined benefit (DB) schemes, which promise an income for life, in favour of defined contribution (DC) plans which offer no such guarantee. In Europe, DC plans already account for 26% of retirement assets (USD713.9 billion) and are projected to rise significantly in the next five years, potentially increasing by USD2.5 trillion.
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White papersKey findings Optimal decumulation strategies
The importance of decumulation strategies in retirement has gained traction in recent years. Government pension reforms are driving a move away from defined benefit (DB) schemes, which promise an income for life, in favour of defined contribution (DC) plans which offer no such guarantee. In Europe, DC plans already account for 26% of retirement assets (USD713.9 billion) and are projected to rise significantly in the next five years, potentially increasing by USD2.5 trillion.
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White papersPension Funds Letter 20 - Looking past short-term noise to the long-term
Our everyday lives are a succession of small decisions. Often unconsciously, we make decisions daily that ultimately influence our longer-term well-being. These range from the seemingly mundane, such as what will we eat, how much will we exercise, in what ways we use our spare cash, to the more significant around professions, relationships and savings.
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White papersIncome strips for insurers: A natural fit?
With many UK defined-benefit pension schemes considering de-risking options in the wake of higher interest rates, their appetite for private assets, such as Income Strips, has reduced thus leaving potential opportunities for other institutional investors.
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Research ReportThe big contribution: How DC pension schemes can build a brighter future with private assets
Private assets can make a big contribution to DC pension schemes by enhancing the quality of member retirements, while helping to contribute to a more sustainable planet.
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White papersPension plans embracing ESG demand new investment approach
Appetite for responsible investment themes remains strong among pension plans wanting to capture the transition opportunities towards a more sustainable future.
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White papersOptimal Decumulation Strategies for Retirement Solutions
Traditional pension systems based on pay-as-you-go (PAYG) have become more difficult to sustain in developed countries as a result of continued population ageing, fewer children in the family and weak economic growth. Over the past decades, pension systems have gradually shifted from defined-benefit (DB) plan to defined-contribution (DC) plan.
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White papersPension Funds Letter 19 - The twists and turns of responsible investing across the pension landscape
The twists and turns of responsible investing across the pension landscape
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White papersA lesson from life: Is buy-out the only option for DB pension schemes?
A lesson from life: Is buy-out the only option for UK DB pension schemes?
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White papersHow pension schemes should view stagflation risks
There is an economic scenario that pension funds perhaps fear the most, but for which most are probably least prepared: Stagflation. Most schemes have a strategic asset allocation based on a relatively optimistic “goldilocks” scenario. Rightly so, you could argue, as stagflation’s heady combination of accelerating prices and meagre growth remains an economic rarity through history.
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White papersInvesting for a positive retirement with private assets
With regulators raising the bar for pension funds on sustainability and ESG, we explore how to make a positive real-world impact while helping investors to make the right decisions for a comfortable retirement.
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White papersAmundi Pension Funds Letter n°17
In early March, a number of Amundi’s experts gathered in Paris to present their views to clients on some of the current concerns facing pension funds. Moments after they spoke about the multiple challenges of inflation, of geopolitical instability and of the impact the climate crisis will have on investment returns, shares in Silicon Valley Bank began to slide. The sudden return to market panic acts as a timely reminder that you can never be too prepared for the next crisis and the predominant concern remains uncertainty.
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White papersStop blaming everything on pension funds
UK pension funds have been blamed for a number of woes affecting the UK’s financial fortunes. However, the suggestion that these could be solved by the wave of a regulatory wand is misguided.
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White papersCan UK pension funds improve de-risking by rethinking growth?
Surging rates served only one of three major shocks to UK pension funds in 2022. Add a chronic liquidity squeeze and rebalancing challenges amid asset drawdowns, and there is little wonder why many are focusing on adjusting their low-risk portfolios as they seek to de-risk. But rethinking growth exposures to embed liquidity, diversification and resilience can help smooth this journey, in our view.
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White papersPensions Watch 23: What’s been happening and what’s on the horizon in the world of pensions
The annual revision to the PLSA’s retirement living standards has seen double digit increases to each of its illustrative expenditures in retirement. This suggests that, without urgent reform, many DC savers will continue to sleepwalk into retirement penury.
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White papersPension funds: reorienting asset allocation in an inflation-fuelled world
After a prolonged era of cheap money and double-digit returns, the sharp spike in inflation to its 40-year high in 2022 was a game changer.
