Since World War II up until the financial crisis ownership rates in most European countries were continuously increasing. In many countries owner occupancy rates more than doubled during this period, making owning the dominant tenure across Europe. In the wake of this development, institutional investment in the private rented sector (PRS) nearly disappeared in most countries. The progressive dilution of private rental markets in the EU was driven by the alignment of market and policy incentives favouring ownership as the best option to meet accommodation needs.

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